2025 Florida Home Hardening Programs and Grants: What Homeowners Need to Know?

Yes, in 2025, Florida homeowners have access to several updated programs and resources designed to improve hurricane safety, reduce insurance costs, and support home hardening. The most talked-about initiative is the My Safe Florida Home program, which has received renewed funding and continues to provide grants for impact-resistant windows, storm shutters, and other upgrades – a direct benefit for those considering Storm Smart products.

But that’s not the only update. With recent hurricanes exposing vulnerabilities in older construction, Florida has introduced updated building codes, improved digital flood mapping, and expanded technical assistance for both individual homeowners and HOAs. Whether you’re planning a roof replacement, looking to protect your condo community, or just trying to stay ahead of insurance hikes, these programs offer financial support, guidance, and in some cases, hard requirements.

In the sections below, we’ll break down what’s new in 2025, how to apply, and what changes may affect how you protect, or retrofit, your Florida home.

Is the My Safe Florida Home Grant Program Still Available in 2025: Grant Amounts, Eligibility, and How to Apply?

Yes, the My Safe Florida Home program is fully active in 2025, with a record $280 million allocated for wind mitigation inspections and grants to strengthen homes and lower insurance costs.

The program, managed by the Florida Department of Financial Services, operates in two steps:

1. Request a free wind-mitigation inspection through the MSFH portal.
2. Upon approval, apply for up to $10,000 in upgrade grants for qualifying homeowners.

Funding is awarded on a first-come, first-served basis and prioritized for low- to moderate-income homeowners and seniors. Nearly 178,000 homes have been inspected, and over $576 million has been appropriated so far.

Are There New or Expanded Home Hardening Grants in 2025?

Aside from MSFH, several state and federal initiatives are being updated for 2025 to support hardening homes such as increased FEMA BRIC funding and new pilot programs in vulnerable counties.

Key opportunities include:

• FEMA’s Building Resilient Infrastructure and Communities (BRIC) program, which provides grants for hurricane-resistant upgrades via local government or HOA match programs.
• Local utility initiatives, such as credits for tree-trimming around power lines to reduce outage risk during storms.
• HOA-level pilot programs in flood-prone communities, offering cost-sharing grants for shared roof or siding upgrades.

These programs are often accessed through your county emergency management office, municipal grants office, or HOA board, especially for multi-unit properties.

How to Apply for Florida’s 2025 Home Hardening and Hurricane Safety Programs

• Visit MySafeFLHome.com to start your free wind-mitigation inspection.
• Check your county’s emergency management website for BRIC grant applications linked to local mitigation plans.
• Ask your HOA board if any community-wide funding is available for hardening shared assets like roofs or siding.
• Contact your utility provider to inquire about home-focused resiliency rebates or tree-trimming grants

Have Florida’s Building Codes Changed in 2025 and What Homeowners Must Know?

Yes, Florida’s 2023/24 Building Code updates include stricter wind-load standards for new construction and roof replacements, requiring enhanced roof-to-wall connectors, stronger attic bracing, and high-velocity impact glazing in vulnerable zones.

Since Hurricane Ian in 2022, these updates have become especially relevant, ensuring homes built or upgraded under these codes are far more resilient to major storms.

What Should Homeowners & HOAs Do If They Want to Use Hurricane Safety Grants Effectively?

Start with a wind-mitigation inspection from the MSFH program, gather documentation, and approach your insurance provider, county office, or board about grants, then pair the approved upgrades with high-performance solutions like Storm Smart’s impact systems.

Specifically:

• Schedule your free MSFH inspection to identify vulnerabilities.
• Submit your inspection results and apply for the $10K grant immediately.
• Gather matching documentation for BRIC or utility resilience grants.
• Ensure your upgrades meet Florida Building Code for insurance credits and compliance.

If you’d like help identifying qualifiers or finding eligible Storm Smart products, our team can walk you through the selection, documentation, and installation process.

Want Help Using Florida Home Hardening Grants to Strengthen Your Home?

Grants aren’t just a nice bonus; they can make protection affordable. At Storm Smart, we help you:

• Identify which grants you qualify for, including MSFH, BRIC, and local rebates
• Choose code-compliant products that get you the full $10K grant
• Provide specs and documentation to satisfy inspectors, insurers, and building officials

Visit Storm Smart or Call to Start Your 2025 Home Hardening Plan?

Scroll down to find your nearest Storm Smart showroom or call us at (888) 546 5708. We’ll guide you through the process and help you secure both your home and your budget.